FREE TOOL · DISPUTES/TOOLS/DISPUTE-ROI-CALCULATOR

Is this deduction worth disputing?

Three paths for any deduction: work it yourself, hand it to a recovery firm, or write it off. Put in your own numbers and see what each path is expected to net. Runs entirely in your browser; nothing is sent anywhere.

Dispute it yourself: $1,245 expected

Dispute it yourself$1,245
Hand it to a firm$1,125
Write it off$0
Your break-even amount$425 at your odds
Firm wins if fee is below17% contingency

Notes to this calculator

1  Both win odds are your estimates. Enter the probability that your team would recover the deduction and, separately, the probability that the recovery firm would recover it.

2  Loaded cost is what the hour costs the business: the fully loaded rate of whoever pulls the paperwork and files, not their salary line alone.

3  "Your break-even amount" is the deduction size below which your own time costs more than your expected recovery. "Firm wins if fee is below" is the contingency rate at which the firm path overtakes doing it yourself, using the separate odds entered for each path.

4  This is your arithmetic on your inputs: no benchmarks, no recovery-rate claims, nothing stored or sent.

   Out-of-range input suspends the results rather than being silently corrected; fix the flagged field and the results return.

The odds inputs are doing the most important work.

Win odds move with what you know before you file: which lane owns the charge, what evidence that lane accepts, and what the clock is. Retail Reason answers that layer, dated and classed, before the dispute goes in. How one deduction is worked end to end is written up in the code 22 article, and the lane-by-lane routing in the dispute-routing article.

See pricing